HDFCVisa
HDFC Regalia Gold
4× Reward Points base rate
Joining Fee₹2,500
Annual Fee₹2,500
- ✓12 free airport lounge accesses annually
- ✓High reward rate on travel & dining
Available
Find the Perfect Credit Card for You
Compare rewards, fees, and eligibility across 50+ Indian credit cards. Get personalised recommendations based on your actual spending — no bias, no hidden agendas.
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Popular Cards
Top-rated cards across cashback, travel, and rewards
HSBCVisa
HSBC Live+ Credit Card
1.5% Cashback base rate
Joining Fee₹999
Annual Fee₹999
- ✓Earn 10% cashback on groceries, dining, food delivery, and eligible utility bill payments.
- ✓Get 2 domestic and 1 international airport lounge visits every year.
Available
ICICIVisa
ICICI Amazon Pay
1% Cashback base rate
Joining Fee₹0
Annual Fee₹0
- ✓Lifetime free — zero annual fee
- ✓5% cashback for Amazon Prime members
Available
SBIVisa
SBI SimplyCLICK
0.25% Cashback base rate
Joining Fee₹499
Annual Fee₹499
- ✓5% cashback on Amazon, BookMyShow, Cleartrip
- ✓Low joining fee of ₹499
Available
How Card Navigator Works
No black-box AI. Our recommendations are fully deterministic and based on your numbers.
01
Enter Your Spend Profile
Tell us your monthly spends across dining, travel, fuel, shopping, and more.
Get started →02We Calculate Net Savings
Our engine computes actual ₹ savings per card: rewards earned minus annual fee, for every card.
Get started →03Pick Your Best Card
See a ranked list of cards sorted by net annual savings. Apply directly with one click.
Get started →Cards from India's leading banks — verified data, always up to date
HDFC BankSBI CardICICI BankAxis BankKotak BankAmerican ExpressIndusInd BankRBL Bank
View all banks →Ready to find your perfect card?
Answer a few questions about your spending and get a ranked list of cards with exact ₹ savings calculated.
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